Terms of Use.

1. Introduction

The Dot Investing website isowned and operated by Dot Investing Ltd of Unit 508 Cannon Wharf Pell Street, Surrey Quays, London, England, SE8 5EN(we, us). By using our website you agree to be bound by these terms (the Terms of Use) and our non-disclosure agreement (the NDA).

These Terms of Useaffect your legal rights and obligations so please read them carefully. If you do not agree to be bound by these Terms of Use, do not use our website. If you have any questions, or otherwise need to contact us, you can do so by sending email to info@dotinvesting.com.

We reserve the right to update these Terms of Use from time to time at our discretion. If we do so, the updated version will be effective as soon as it is accessible. You are responsible for regularly reviewing these Terms of Use so that you are aware of any changes to them.

You must be at least 18years old and legally capable of entering into a contract if you wishto create an account on our website .

2. Registration

When you create an account on our website, you need to provide certain information which we shall process in accordance with the terms of our Privacy Policy. You may only register on our website using your own details, and all information you provide to us on registration must be accurate and complete, and you agree to keep all such information up-to-date.

You are responsible for all activities that occur under your account, so please take precautions to protect your account details and contact us immediately or request a change to your password if you believe there has been any unauthorised use of your account.

3. Use of our website

Our website is for individuals who are Eligible Counterparties,Professional Clientsor who otherwise fall into one of the categories of person listed in Chapter 4.12 of theFinancial Conduct Authority Conduct of Business Rules, including High Net Worth Investors and Sophisticated Investors.

You should not access this website in any jurisdiction where the content of our website is not permitted. You therefore warrant that you are lawfully entitled to access the content of our website without breaching or causing us to breach any applicable regulation.

You may use our website for your personal, non-commercial use only.

You must not to (a) try to gain unauthorised access to our website or any networks, servers or computer systems connected to our website; (b) use our website in any manner that could damage, disable, overburden or impair our servers or networks or interfere with any other user’s use and enjoyment of our website; (c) use the website to provide services to third parties or to extract or scrape data; (d) use our website to develop a competitive website; and/or(e) except to the extent expressly permitted by law and not capable of exclusion by law, copy, reproduce, redistribute, sell, create derivative works from, decompile, reverse engineer, or disassemble all or part of our website.

We reserve the right to investigate and/or terminate your account if we reasonably believe that you have misused our website or behaved in a way that is inappropriate or unlawful.

If you upload any content to our website, you agree that your content will not (a) breach the provisions of any law, statute or regulation including any data protection laws and any financial services laws; (b) infringe the rights including copyrights, or other legal rights of any person; (c) be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; contain any data that identifies any living individual unless you have the right to allow us to use data on our website;(e)contain any information that would affect the trading of a security and that has not already been made publicly available; (f) be deliberately or knowingly false, inaccurate or misleading; and/or(g)otherwise give rise to any cause of action against us.

You grant to us the non-exclusive right and licence to use, edit, publish and distribute your content on our website and to allow third parties to access your content when you post in a public part of the website.

You shall indemnify and keep indemnified us, our directors and employees from and against all costs, claims, losses, expenses, fines and damages that we may suffer or incur as a result of the use of your content in accordance with these Terms or Use, including any third party claim for infringement of rights.

We accept no obligation to store your content accordingly, you shall separately maintain up-to-date copies of yourcontent if you need to retain a copy.

4. Copyright

The copyright in the content, images and information on our website belongs to us or our licensors. All rights are reserved. You can view and download the content, images and information for your own personal use but you cannot otherwise copy, edit, vary, reproduce, publish, display, distribute, store, transmit, commercially exploit, disseminate in any form whatsoever or use it without our permission or the permission of the copyright owner.

5. Liability and disclaimer – Your attention is particularly drawn to this section

Ourwebsite is provided on an ‘as is’ basis. All content on our website is provided for information only and should not be relied on as (a) investment, legal, tax, financial or other advice or startegies; (b) a recommendation of any investment; and/or (c) an offer to sell, or asolicitation of an offer to buy, any securities, financial instruments, investments or otherservices.

Our content is not written specifically for you, and accordingly we cannot be aware or your particular requirements and considerations. Some investments may not be suitable for you and so you should carry out your own independent research and seek professional advice where appropriate. The investmentsare not bank deposits and are not insured by any entity and are subject to investment risks,including the loss of the principal amount invested.

We make no representation that any investment or transaction will, may or is likely to achieve profits or losses similarto those achieved in the past, or that significant losses will , may or are likely be avoided. The investmentreturn and principal value of an investment may fall as well as rise. Past performance is not an indication of a future result.

You use any information on our website at your own risk. We are not liable for any loss or damage you may suffer as a result of relying on any information including any information that is provided by a third party. Actions that you may take following access to our website content are your responsibility.

Our website will inevitably contain forward-looking statements. These statements are not guarantees of future performance and you should not rely on them. Forward-looking statementsnecessarily involve risks and uncertainties, which may cause actual performance and financial results in future periods to differ materially from any projections of future performance or result expressed or implied by forward-looking statements.

Forward-looking statements may be inaccurate, as actual results and future events could differ materially from those anticipated. We do not agree to update forward-looking statements if circumstances, estimates or opinions change except as required by applicable laws.

Nothing in these Terms of Use shall be construed as excluding or limiting our liability for death or personal injury caused by its negligence, for fraud or fraudulent misrepresentation or for any other liability which cannot be excluded by English law.

6. Links to third party content

Our website contains links to websites or apps operated by third parties. We do not have any influence or control over any such third party website or apps and we are not responsible for and do not endorse any third party website or apps or their availability or content.

7. Availability

There may be occasions when access to our website may be interrupted, including for scheduled maintenance or upgrades, for emergency repairs, or due to failure of telecommunications links and/or equipment. You also acknowledge that our website may be subject to breaches of security and that the submission of contentmay not be secure.

We reserve the right to remove any content or financial products from our website for any reason, without prior notice and/or to suspend or cease providing any services relating to our website without notice, and shall have no liability or responsibility to you in any manner whatsoever in such circumstances.

8. Termination

We may suspend or delete your account for any reason including if (a) you have breached any provision of these Terms of Use in particular the eligibility requirements under section 3 above; (b) we cannot verify or authenticate any information, including identification information you provide to us; and/or (c) we determine that your conduct could damage our reputation.

If we delete your account (a) you must cease to use our website and delete our website from your device; (b) you may not re-register under a different name.

You may terminate your account at any time by deleting our website from your device, or by contacting us accordingly.

9. General

These Terms of Use, the NDAand the Privacy Policy (as amended from time to time) constitute the entire agreement between you and us concerning your use of our website.If any provision of these Terms of Use is held by a court of competent jurisdiction to be invalid or unenforceable, then such provision shall be construed, as nearly as possible, to reflect the intentions of the parties and all other provisions shall remain in full force. Our failure to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

You consent to receive all communications including notices and other information from us electronically. We may provide all such communications by email, text or by posting them on our website.

These Terms of Use shall be governed by and construed in accordance with English law and you agree to submit to the exclusive jurisdiction of the English Courts.

These Terms of Use were last updated on 23 June 2020. You may contact us if you wish to review any previous version.