David has worked in financial services since 1987, starting in a forex back office before developing infrastructure for FX derivatives. He then moved into OTC interest rate derivatives trading. In 1997, he joined the regulator (SFA/FSA), supervising CFD brokers, spread-betting providers, commodity traders, hedge funds, and more—gaining expertise in conduct-of-business, prudential regulations, and client asset rules. After a decade there, he returned to the commercial sector as a consultant, advising a wide range of financial firms on regulatory obligations, including MIFIR and EMIR reporting.